Mortgage Industry Overview

The money lent to a borrower is utlimately raised in the stock market. Mortgage lenders "sell" your mortgage to one of the GSEs (Government Sponsored Enterprise) - Fannie Mae or Freddie Mac. The GSE's in turn package different mortgages together and sell it on the open market to interested investors. This is why what happens in the open market affects your next mortgage and you!

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Aimee & Shailesh Ghimire
Equal Housing Lender
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