Home Mortgage Loan Experts in Phoenix Arizona

Are you looking for a lender in the Phoenix area? If so you have come to the right place. In fact we can also assist with mortgage loans in the surrounding communities such as Tempe, Chandler, Mesa, Gilbert, Scottsdale etc. We are home loan experts and you'll be 100% satsified! Read what our past clients have to say..

Down Payment Assistance Program in Maricopa County

The Home in Five program provides 5% down payment assistance to any homebuyer who meets the income and acquisition price limits. The household income requirements range depending on the area within Maricopa county. The program targets borrowers with moderate to lower incomes. The other factor that plays a significant role in the program is the area where the property is located. Learn more about the down payment assistance program.

FHA Mortgage Loan Related Articles:

FHA Modernization Act of 2007 passed in the US Senate today and is now headed to President Bush. It had passed the house on June 25th.
For those unfamiliar with this bill here is a brief summary from the HUD website

1. Create a new, risk-based insurance premium structure for FHA
2. Eliminate the current statutory three percent minimum down payment
3. Increase and simplify FHA’s loan limits.

Is the FHA Loan Program Right For Me? - I have attempted to provide a basic overview of how the FHA loan qualification is done, and a few distinct features of the FHA loan program. This should help you understand who the FHA loan is for and how what the lender considers when approving a FHA loan. Read more.

FHA's Upfront Mortgage Insurance Premium and Monthly MI- FHA under the 203b, 234(c), & 203k programs charges an upfront MIP equal to 1.5% of the loan amount..... but you have the option to make a cash payment at close as well. Read full article.

Refinance Your Subprime Mortgage in Six Easy Steps- I have prepared a checklist of six things you need to do so you can make a smooth transition from an adjustable subprime mortgage to a FHA loan. Read full article.

What Past Clients Have to Say

More testimonials from past clients.

Consumer Alert: Your information may be sold without you knowing. Learn more.

We serve the Greater Phoenix area and are available to help you with the most important financial decision of your life. This site is here to help you make an informed, educated and financially sound decision regarding your mortgage loan. Whether you are a first time home buyer, someone wanting to refinance for a better rate, do a cash-out refinance or, relocating to the Phoenix area (Gilbert, Mesa, Chandler, Tempe, Scottsdale area), I can help you find the best home loan.

PrimeLending in Mesa is located at:

1201 S Alma School Rd, Ste 8950, Mesa, AZ 85210
(480) 733-8300 or direct at (480) 346-8364

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Aimee Ghimire
Equal Housing Lender
BKBR-0105292

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